Leasing and Financial Solutions

Successful companies know that leasing is the smart way to acquire equipment. They understand that ownership doesn't always make sense. It is the USE of equipment, that generates profit; NOT the ownership of that equipment.

There are many different leasing products that provide tremendous flexibility at the end of the term. Options include the following: purchase for $1.00, purchase for 10% of the original cost, purchase for Fair Market Value, return the equipment, or extend the lease for another year.

So Cal Financing and Leasing has been financing small and mid-sized businesses throughout the United States. Our growth and success is attributed to our honest and ethical business practices that are designed to support the needs of our customers. We are a national lender committed to your success. Whether you are a business purchasing equipment or a supplier looking for a firm to provide financing for the products you sell, you can rest assured that you will receive fast and easy access to capital with competitive rates, service and integrity.

Application Only Program

Some customers may qualify for up to $150,000 with our simple Application Only process. We also have Application Only programs for new companies, as well as those with challenged credit.

True Lease

We offer the most cost effective leasing services which are tailored to the individual needs of our customers.

Master Lease

We offer Master Lease programs for growing companies with continuing equipment needs. Credit is established prior to acquisition, making subsequent takedowns easier.

Franchise Financing

We are experts in securing loans for franchise purchases or expansions. By utilizing traditional and nontraditional sources of money, we can accommodate most requests, including: Land, Property, Equipment, Tenant Improvement and Working Capital.

Real Estate Secured

Real estate is occasionally used to enhance the opportunity to gain an approval for those with challenged credits.

Equipment Refinancing and Sale Leaseback

If you have recently acquired equipment by paying cash, and you would like to recover that cash and insert it back into your company, this may be an excellent option for you.

Working Capital Lines

We offer Working Capital Lines so you have the security of having funds available to you when needed and the flexibility to respond when business opportunities develop.